For our final installment of this year’s Clutter Challenge, we are addressing wine and fur. We have combined these two categories, because they require similar elements for proper storage. And, if not stored properly, their value can drop significantly.

Silver is one of the most prevalent items we find in significant quantities in our clients’ homes. There is a big difference, though, between sterling silver and silver plate. This is actually one of our favorite things to discuss and present in our version of the CMFTO™” Road Show.”

To start, there is a simple and general way to look at silver:

• Sterling silver has the potential to appreciate in value, silver plate does not.

Just like last week’s focus on art, jewelry is another area that is highly subjective. With the exception of some of the component basics (like weight, carat, and quality), the value of jewelry is entirely driven by its marketability.

Art is one of the most personal investments we make as adults. Over decades, we can accumulate a large number of pieces, which is great when we have room to display them, but

• what do you do with your art collection when it’s time to rightsize?